When most people hear the word risk in investing, they often think of market crashes or losing money. But in reality, investment risk isn’t just one thing—it’s a mix of different risks, each with its own causes and impacts. Some [...]

With multiple rate cuts tipped to land in 2025, homeowners have a golden opportunity to reassess their home loan strategy—and a mortgage broker can be your best ally in making the most of it. Why Now? Because the Tide Is [...]

Most investors understand that wealth creation is a function of investment returns and time. Of these two factors, many focus on seeking the highest possible returns. However, higher returns don’t come without higher risk which often results in high volatility. [...]

As Australians approach retirement, many will seek to rely on property investments to support their lifestyle when they stop working. While property has long been considered a safe, tangible asset, relying too heavily on real estate in retirement can present [...]

Traditional economic theory assumes that when making decisions people act rationally to maximise their benefit. However, behavioural economics challenges this notion by demonstrating that human decision-making is frequently irrational and influenced by a variety of cognitive, social, and emotional factors [...]

Together with Super, your home is one the most tax effective investments you can make. While the property market has softened somewhat as interest rates have risen, if you have been lucky enough to own your own home [...]

  When your fixed rate expires, your loan will most likely revert to your lender’s standard variable rate, which is often much higher than competitive rates in the market. To avoid stress when your fixed rate expires, here are [...]