For many people, super is the most tax-effective vehicle to invest savings for retirement. This is because concessional rates of tax apply to super contributions and investment earnings, often much lower than your own marginal tax rate if you are working. Also, and perhaps most importantly, when converted to pension [...]
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Welcome to the first of our quarterly newsletters. Our goal is to provide you with timely, practical and succinct commentary on issues impacting your wealth creation and investments. Not to add to the financial crystal ball gazing conducted by the media and various online gurus. If we stray from this goal [...]
With global stock markets experiencing high levels of volatility, it is timely to build on the time value of money concept discussed in my last article and look at what makes up a public company’s share price. As the name suggests, a share is a fractional interest in a company. [...]
We hope you and your families are safe and well following the recent weather event. Please be advised that our Ballina office has reopened, however, we expect our Lismore office will remain closed for a number of weeks. We understand that many of our clients, their families, and friends will have been impacted by [...]
The holiday season is a wonderful time of year. Taking a break after a long year to spend quality time with our loved ones and enjoy a feast and celebration of another year survived, is a tradition that transcends religions, continents, and centuries. For me, personally, I find the two weeks [...]